Top Ways to Afford the Costs of Your Child's Health Problems

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Published Dec 20, 2016

It's no secret that the cost of healthcare can be pretty expensive, especially when it comes to children. They are constantly getting sick or having accidents of some sort. Hopefully, though, these tips will help parents from all over to afford such necessary expenses.

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Health care costs the average American family a little over $25,000. Being healthy should not depend on the size of your wallet, but this is what some people have to deal with. Looking for a way to save on health care costs for your child with health issues should be on your to-do list, and the following tips may help.

There is Another Option for Emergencies

The ER is quite expensive, yet most parents think of this location when dealing with an emergency. You might want to consider urgent care centers, which are less expensive, and the wait time should be shorter. These places can deal with illness, broken bones, injuries, or burns. Of course, the ER should still be used for any potentially life-threating issues like seizures or serious injuries.

Look for Child Therapists with a Sliding Scale

Believe it or not, most child therapists have a sliding scale for payment. Do not be afraid to negotiate a better deal. This does not mean that the price will go down dramatically, but there should be some wiggle room. You might also want to consider universities with graduate programs for psychologists. These clinics are supervised by licensed psychologists, and the care is provided by doctoral trainees. Care is definitely cheaper with such programs.

Look for Vision Centers That Offer Specials

Most vision centers are relatively small and individually owned, which means that you might find a deal. Some people might think deals can only be found at grocery stores or car dealerships, but vision care centers have them, too. All you have to do is visit the vision center's site or call to find out if any deals are being offered at the time. As with All About Eyes, there are typically different plans and specials that you can consider depending on what you can afford.

Prevention and Discounted Dental Care

The best way to save money on your child's dental needs is prevention. This means staying away from processed sugars and visiting the dentist for normal checkups. Opt for natural and unrefined sweeteners like raw honey or coconut sugar. Just like vision centers, though, it might be a good idea to call to see if the dental office is offering any specials that you can take advantage of, or you might want to look for dental offices that offer financing. Most dentists offer low or no-interest financing options, so make sure you ask.

Try not to stress over health care costs. There are things that you can do to ensure your child gets the care he or she deserves, even when you are strapped for cash.



Written by Hannah Whittenly

Hannah Whittenly is a freelance writer and mother of two from Sacramento, CA. She enjoys reading reading books out on the lake while kayaking.


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